Standard Time Frames
Standard ACH transfers take 3 business days.
For example, if you initiate a payment at 12pm CST on a Monday, the funds will be in the Agent's bank account by end of day on Thursday.
IMPORTANT: All payments must be made prior to the 4pm CST in order to reach the recipient in the above mentioned time frame. If the payment is made after 4pm CST, you'll need to add 1 business day to the time calculation.
Payments do not post in bank accounts on Saturday, Sunday or bank holidays. For example, if a payment was sent on Thursday before the cutoff time of 4pm CST, it will post in the recipients bank account on Monday.
Fees for Payments
There are no fees for Standard ACH transfers.
All of your payments will be shown in the Payment Transfer Log under the ACH Transfer menu.